FSAO Again has no resolution
The FSAO actually responded with an entire minute to spare before the close of business on the 23rd of December. However, it was stating that they continue to have no idea what they are doing, and requesting a further extension to January 6th, 2015:
Thank you for contacting the Federal Student Aid Ombudsman Group. [employee] is researching your concerns regarding the change in your monthly payment amount.
[employee] contacted your Department of Education loan servicer, Nelnet (ED-Nelnet) to discuss the changes to your monthly payment amount. According to ED-Nelnet the payment change was made to realign your accounts to ensure the loans are paid off in the remainder of your 10-year loan period due to a lapse in days during the payment cycle (extra days). [employee] has requested additional documentation (payment histories) to review exact dates the payments were posted.
We will send you an e-mail update on the status of your case not later than close of business, January 6, 2015.
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My noticeable problem, is not only does the FSAO fail to provide dates of previous communication, but the FSAO seems to not even be able to review their own records:
I suggest you take a look at my previous complaint to which I received, multiple times, guarantees that NelNet's unilateral change in due dates would not cause this exact issue.
Also, I had my due dates nearly split down the middle of my 11 loans. Why then, would all but one of the remaining 8 have adjustments instead of no more than 6, should I have miraculously only paid off those that had a later original due date?
Next question that needs to be resolved, is why has it taken NelNet and the FSAOmbudsman months, hours of time, numerous phone calls, and over 2,000 communication attempts, to give a straight answer?
All-in-all, NelNet as a Student Loan servicer, is akin to the IRS, being a collections agency for the USA Gov't. This means their inability to give straight answers, provide data in a timely manner, and answer questions in a non-drawn out timeline is fraud, and wasteful government spending.
I request the immediate return to my amortized amounts for payments due, and that NelNet submit all of their records for audit as they, being a large for-profit company, would surely not have limited this fraud to my account alone.
Be sure to include these communications in your report for [the Senator]'s office, as I have been sure to keep all communication regarding this issue, and have either already forwarded, or have prepared to forward.
Thank you for contacting the Federal Student Aid Ombudsman Group. [employee] is researching your concerns regarding the change in your monthly payment amount.
[employee] contacted your Department of Education loan servicer, Nelnet (ED-Nelnet) to discuss the changes to your monthly payment amount. According to ED-Nelnet the payment change was made to realign your accounts to ensure the loans are paid off in the remainder of your 10-year loan period due to a lapse in days during the payment cycle (extra days). [employee] has requested additional documentation (payment histories) to review exact dates the payments were posted.
We will send you an e-mail update on the status of your case not later than close of business, January 6, 2015.
--
My noticeable problem, is not only does the FSAO fail to provide dates of previous communication, but the FSAO seems to not even be able to review their own records:
I suggest you take a look at my previous complaint to which I received, multiple times, guarantees that NelNet's unilateral change in due dates would not cause this exact issue.
Also, I had my due dates nearly split down the middle of my 11 loans. Why then, would all but one of the remaining 8 have adjustments instead of no more than 6, should I have miraculously only paid off those that had a later original due date?
Next question that needs to be resolved, is why has it taken NelNet and the FSAOmbudsman months, hours of time, numerous phone calls, and over 2,000 communication attempts, to give a straight answer?
All-in-all, NelNet as a Student Loan servicer, is akin to the IRS, being a collections agency for the USA Gov't. This means their inability to give straight answers, provide data in a timely manner, and answer questions in a non-drawn out timeline is fraud, and wasteful government spending.
I request the immediate return to my amortized amounts for payments due, and that NelNet submit all of their records for audit as they, being a large for-profit company, would surely not have limited this fraud to my account alone.
Be sure to include these communications in your report for [the Senator]'s office, as I have been sure to keep all communication regarding this issue, and have either already forwarded, or have prepared to forward.