23.1.09

What a waste

I am currently wasting over $1,036.31/month to pay my credit cards off this year in full.

The year game plan not a waste, but the fact that I have that much going out just on one segment of bills is.

Total debt over 117 thousand, credit cards over 10 of that now... bloody ridiculous.

Although I just got done with my taxes for this year, and well man I've been given the government way too much money this year too. So, now I'm going to get about $3000 back in taxes. Which is going first to next months bills, since YCOA hasn't hit me up with a mileage check in 2 months. Matter of fact my mileage will be higher than my paycheck when it comes in.

Then 1850 of that credit card debt will be paid off, granted most of that is Japan, but wow, still that's too much Credit Card debt. I made a plan to to get all cards paid off this year, and then next year since the Cobalt is down to as much as credit cards were this year, pay it off, and work on getting the Charger paid off in two years, instead of the remaining of either.

Now to see if I can stick to it.

I know if I had a steady income of 3600 after taxes each month I would be set debt free in 6 years, but I doubt that will happen anytime soon.

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