At least one month done
Well this month's budget is balanced.
I also went ahead and paid for the rest of my car insurance until May.
so that will save 300/month for 2 months
Then maybe just maybe I can have 1,461 ready to go by then.
The game plan is now to use the state return for Kohl's about 250. That's a bill I won't have to pay period then.
Usually my brother and his wife use their tax return to pay off their credit card for about a month. Which helps kind of.
I am going to suggest they only use half and instead of using the card set up a bank account and use it so they can stop paying check cashing fees. $3 x 52 = $156 a year, that's seemingly insignificant amount is going out to dinner 3 times for the whole family and then some.
Whatever my brother gives for rent is going to the savings for car insurance. That way if he does get me $500 in the next two months I'll only need 461 from me to pay it in full or less.
Over that my paychecks for the rest of the month are going to saving for next months bills while not looking to be near the 4,000 mark more like the 3,400 is still a significant chunk of change to come up with. Anything over that has to go towards the highest interest credit card first. With only 2,200 left on it.
I also went ahead and paid for the rest of my car insurance until May.
so that will save 300/month for 2 months
Then maybe just maybe I can have 1,461 ready to go by then.
The game plan is now to use the state return for Kohl's about 250. That's a bill I won't have to pay period then.
Usually my brother and his wife use their tax return to pay off their credit card for about a month. Which helps kind of.
I am going to suggest they only use half and instead of using the card set up a bank account and use it so they can stop paying check cashing fees. $3 x 52 = $156 a year, that's seemingly insignificant amount is going out to dinner 3 times for the whole family and then some.
Whatever my brother gives for rent is going to the savings for car insurance. That way if he does get me $500 in the next two months I'll only need 461 from me to pay it in full or less.
Over that my paychecks for the rest of the month are going to saving for next months bills while not looking to be near the 4,000 mark more like the 3,400 is still a significant chunk of change to come up with. Anything over that has to go towards the highest interest credit card first. With only 2,200 left on it.
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